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Financial Planning in Divorce

The finances of both parties are usually changed dramatically upon divorce and financial advice is often required in dealing with such things as pensions, protecting maintenance payments, income post divorce and investing financial assets.

This is often an emotionally difficult time, which makes financial decision making even more difficult. Engaging a Financial Adviser can help in making the right financial decisions.

What is an Accredited IFA?

The above demonstrates a serious commitment to and full understanding of the financial planning matters in family law.

What do Accredited IFAs do?

First and foremost we are professional financial planners qualified in a broad range of financial planning matters including pensions, investments, savings and personal protection insurance (life assurance, sickness insurance etc).

When involved in family law matters these skills can be utilised:

Beyond the family law process, we can provide ongoing financial planning advice to individual clients, using cash-flow forecasting and analysis in their new financial circumstances.

When should I call on an Accredited IFA?

As early as possible. As a professional adviser, it should be possible in the early stages to quickly identify which, if any of the adviser’s skills can be best utilised. Sometimes a brief telephone call with the solicitor(s) can identify whether or not an initial meeting is necessary. Sometimes it will be appropriate for us to help identify the potential problems and opportunities in the early stages, while in others it will be necessary to be involved only towards the end of the process.

The important message is that opening a dialogue early between the solicitors and the IFA may save a huge amount of time and money later.

How much will an Accredited IFA cost?

As with any professional service, our aim is to “add value” and ultimately save clients’ time and money. In all cases, the service is “advice-led” rather than reliant on product sales and you and your clients can be assured that fees charged are always agreed in advance and are fair and reasonable.

Our charges are determined by the type of advice, as follows:

A fee range estimate can be provided at outset.

We have no interest in commissions. Occasionally providers will offer commission payments and where these are available and it is in the best interests of the client we can use some or all of these to offset against our professional fees.

Budget Planner

Our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service or by contacting them on 0800 023 4567.

Alternatively, where your complaint relates to products or services purchased online, or by other electronic means such as by email, you may refer your complaint to the online dispute resolution (ODR) platform at